Personal Finance

“A goal without a plan is just a wish.” - Antoine de Saint-Exupéry

The Magic Is Gone

I’m a Baby Boomer—in the middle of the Boomer pack. Talk to almost anyone of my generation and they’ll tell you stories of what retirement looked like for workers when we were growing up. Back then it was common for someone to work for only one company, starting at age 18 and retiring at 65. You took your pension and [...]

By |2020-02-18T09:22:10-05:00February 18th, 2020|Financial Planning, Retirement Planning|

The Growing Financial Risk of Retired Americans

Retirement is supposed to be the time of carefree living; the reward for a lifetime of hard work, saving, and sacrifice. But it seems that may be more utopian pipe dream than reality. The wealth gap in the United States is getting wider, which in turn increases the financial risk of many retired Americans, limiting their options and forcing them [...]

By |2020-01-30T12:58:58-05:00January 30th, 2020|Financial Planning, Retirement Planning|

Keeping your IRA a Little Longer

Americans are living much longer. Some are running out of money before their death and need additional assistance from the Federal Government, which puts more strain on a system that’s bringing in less money than it’s paying retirees. On January 1, 2020, the SECURE Act (Setting Every Community Up for Retirement Enhancement) took effect, allowing you to save more and [...]

By |2020-01-08T13:28:14-05:00January 8th, 2020|Financial Planning, Retirement Planning|
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