Bob Williams

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So far Bob Williams has created 59 blog entries.

Do You Have Your End Of Life Documents?

By |2019-08-28T15:24:40-04:00August 28th, 2019|Estate Planning, Financial Planning|

No matter your belief structure, or whether you’re reluctant to admit your own mortality, it’s a fact that none of us will live forever. And since no one knows if their demise will happen quickly or be proceeded by a lengthy illness, it’s good to be as prepared as possible for your care and for [...]

Are Your Finances Making You Sick?

By |2019-08-20T21:27:04-04:00August 20th, 2019|Financial Planning|

If you’re like a majority of Americans, dealing with your finances is stressing you out and wreaking havoc on your health. That’s the conclusion of a new report that asked people’s opinions about their money and their financial outlook. Of the 1000 people surveyed, about 60 percent said managing their money affected their mental health [...]

Healthy People Need to Save More for Retirement

By |2019-08-20T08:42:05-04:00August 20th, 2019|Markets|

It sounds crazy, but if you’re healthy you probably need to save more for retirement than people with a battery of health issues. Why? Statistically, people who are healthy will live longer. That means more years paying for healthcare in a system where costs continue to increase exponentially. So, the longer you live the more [...]

The Lump Sum Distribution Monster

By |2019-08-19T12:37:37-04:00August 19th, 2019|Financial Planning, Retirement|

It’s the end of an era, at least for Baby Boomers. Some have already retired; many more can see the finish line of their working years. For Boomers with highly appreciated company stock in their 401(k) a major decision is whether to do an IRA rollover, leave the money in the employer plan, or use [...]

SPECIAL REPORT: The Definitive Guide to Medicare

By |2019-08-16T13:39:18-04:00August 16th, 2019|Financial Planning, Retirement|

There’s a common misconception that Medicare is a simple, automatic process when you turn 65. Nothing could be further from the truth. The responsibility to enroll is on your shoulders, and if you miss deadlines or don’t enroll in just the right way, you can incur penalties that will consume chunks of your retirement income [...]

Terminal Diagnosis Affects Social Security Timing

By |2019-08-13T14:20:24-04:00August 13th, 2019|Financial Planning|

Knowing the various Social Security benefits available to you and the best time to claim those benefits can be a challenge. It requires research on your part, because many people are getting incorrect information from Social Security representatives, as noted in an audit by the Social Security Administration’s Office of the Inspector General. But how [...]