Your advisor probably told you to wait. Wait until 70, collect the bigger check, maximize your guaranteed lifetime income. It's the standard advice and has been for years. Here's what they don't always tell you: for those of you who have done the hard work and saved a substantial nest egg, that advice deserves a lot more scrutiny than it [...]
It is a common misconception that a "Will" covers everything. In reality, a standard estate planning package includes four distinct documents: the Will, a Durable Power of Attorney, a Health Care Power of Attorney, and a Living Will. While the standard Will addresses what happens after death, the other three focus on your care while you are still alive. [...]
There’s an old axiom that says nothing in life is certain except death and taxes. True enough. But there’s one other thing that’s certain; we’re all going to retire—sometime. The number one retirement question I’m asked is, “What is the perfect age to retire?” Close on its heels is, “When should I start taking Social Security?” The Social Security question [...]
For those of us who’ve lived a while, we remember the “little black book”—the place you kept important contact information before the technology revolution. If you’re caring for elderly parents or you think that’s a possibility, encourage mom and dad to keep a little black book, not for dating purposes, but to help you take care of them in this [...]
If you’re a retiree or approaching retirement you probably remember Johnny Nash singing I can see clearly now the rain is gone I can see all obstacles in my way. Gone are the dark clouds that had me blind. It's gonna be a bright, bright, sunshiny day. And that’s exactly what today’s retirees want. It’s just fact that as [...]
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