Senior Vice President | Portfolio Manager
Margarita “Margie” Fernandez brings more than 40 years of portfolio management experience to her role as Senior Vice President at Alhambra Investment Partners. She has spent the last 13 years with Alhambra, executing the investment strategy she’s honed over her career. While most portfolio managers chase the latest fad, Margie sticks to what has worked for decades — deep fundamental research mixed with experience and common sense.
Margie’s career reflects a rare depth of entrepreneurial and institutional experience. She co-founded Investment Advisors of Key Biscayne, Inc. in 1986, later serving as owner, COO, and Senior Investment Officer of its successor, Biscayne Advisors, Inc. Earlier, she served as Trust Investment Officer at Pan American Investment Management Corp. and as Assistant Trust Investment Officer at Pan American Bank, NA. She subsequently served six years as Vice President at Rushmore Investment Advisors until its acquisition by Banyan Partners.
Margie holds a Series 65 license and has passed the FINRA/NASD Series 7, 24, and 63 exams, as well as the Florida Health, Life and Variable Annuity Agent license (2-15). She holds a BA with a double major in Finance and International Business and an MS in Finance, both from Florida International University, and is fully bilingual in English and Spanish.
Outside the office, Margie is a proud mom to three successful adult children and a devoted animal lover. She lives in South Florida with her dog Rue.
A Note From Our CEO
Margie is our rock — the steadying influence who keeps us focused on what really matters, especially when markets are acting up. After decades of investing, she knows what’s important and what isn’t. She has great relationships with her clients, many of whom have known no other financial advisor. For many, this is a multi-generational relationship, spanning children and now grandchildren — a true measure of the trust they’ve placed in her.
What makes Margie’s story even more remarkable is how rare it is. Investment management is a demanding industry — the attrition rate high, the competition relentless; long careers at the portfolio management level are uncommon for anyone. For women, the path has historically been even harder, and those who reach the portfolio management level have always been a small minority. The women who do succeed tend to do so by being simply undeniable: better prepared, more consistent, more client-focused than the competition at every turn. That’s Margie. We are privileged to have her — not just for what she brings to our clients, but for what she represents: that doing this work with integrity and care, decade after decade, is its own kind of excellence.
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