Financial Planning

What is My Social Security Break-Even Age?

By |2026-02-13T09:09:33-05:00February 12th, 2026|Financial Planning, Social Security|

There’s an old axiom that says nothing in life is certain except death and taxes. True enough. But there’s one other thing that’s certain; we’re all going to retire—sometime. The number one retirement question I’m asked is, “What is the perfect age to retire?” Close on its heels is, “When should I start taking Social Security?” The Social Security question [...]

Encourage Mom and Dad to Keep a Little Black Book

By |2026-02-09T11:23:03-05:00February 9th, 2026|Aging Parents, Financial Planning|

For those of us who’ve lived a while, we remember the “little black book”—the place you kept important contact information before the technology revolution. If you’re caring for elderly parents or you think that’s a possibility, encourage mom and dad to keep a little black book, not for dating purposes, but to help you take care of them in this [...]

Vision Insurance For Retirees

By |2026-02-09T11:20:44-05:00February 9th, 2026|Aging Parents, Financial Planning, Retirement Planning|

If you’re a retiree or approaching retirement you probably remember Johnny Nash singing   I can see clearly now the rain is gone I can see all obstacles in my way. Gone are the dark clouds that had me blind. It's gonna be a bright, bright, sunshiny day. And that’s exactly what today’s retirees want. It’s just fact that as [...]

10 Social Security Mistakes That Can Devastate Retirement Income

By |2026-02-03T09:31:22-05:00February 3rd, 2026|Financial Planning, Social Security|

Social Security, even with all its problems, is unquestionably an important component of retirement income for millions of Americans. For about half of seniors, Social Security is 50% of their income, and 1 in 4 seniors say it makes up at least 90% of their income.   There are more parts to Social Security than most people realize. Only in [...]

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