It won’t be long before you’ll be gathering every slip of paper and receipt you can find so you can step back into the ring with the IRS. The standard deduction and all tax brackets have been adjusted for the 2025 tax year. Here are the numbers that will be used to determine what you owe. Standard Deduction The [...]
Taking care of aging parents is not something most people ever expect to do. But as Americans live longer, the need to help mom and dad with various aspects of Senior living is becoming much more common. That may include being in charge of their finances, and giving you the legal right to act in that capacity is best done [...]
Gifting is a great financial planning tool, especially at the end of the year. Alhambra's Bob Williams goes through the basics.
Social Security benefits are calculated on your top 35 earning years. What if you have some years with zero earnings? Alhambra’s Bob Williams explains.
If you claim Social Security benefits early, don't expect to get a raise when you reach full retirement age. Alhambra's Bob Williams dispels the myth.
Woe to the person who inherits a Health Savings Account. Alhambra's Bob Williams describes the pitfalls and what to watch out for.
Alhambra's Bob Williams answers the question of whether Social Security Spousal Benefits are affected if you receive a state pension.
Alhambra's Bob Williams explains how a Health Savings Account can be a retirement planning tool as well as a financial planning tool.
Alhambra's Bob Williams answers the question, "Do I lose half my Social Security in the Divorce?"
Alhambra's Bob Williams explains Social Security Cost of Living Adjustments and their effect on the Survivor Benefit.
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