Joseph Y. Calhoun, III (Head Honcho, Big Cheese, Strategist)

Joe has been in the investment business, in a variety of capacities, since 1991. He attended the University of South Carolina and is a graduate of the Naval Nuclear Power School. He served on the USS Alexander Hamilton (SSBN-617), a nuclear powered ballistic missile submarine and in a variety of shore commands over an eight year Navy career. He started in the investment business as a broker with Dean Witter in 1991, but spent most of his brokerage career at Oppenheimer & Co. where he filled a variety of roles including several management positions. He left Oppenheimer in 2006 and opened Alhambra Investment Management, a registered investment advisor, where he is the Chief Investment Officer. His articles on the economy and markets are published regularly at Real Clear Markets and Seeking Alpha.

Marcelo Perez (Whiz Kid, Go-to Guy, Research Analyst)

Marcelo started his career in the finance and investment industry in 2005. He worked briefly for Washington Mutual before becoming a Financial Associate with Citibank/SmithBarney. Once there, Marcelo realized the business practices employed at the big financial conglomerates were not of his taste, nor in his nature, so he decided to join a conflict-free investment advisory firm. He has since made a home at Alhambra Investment Management. Marcelo graduated from Florida International University in 2008 with a degree in Finance.